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Funding Options for Elderly Home Care

Comfort Keepers can help you understand how to paying for elderly home care and to ask the right financial questions

Comfort Keepers of Cambridge and Brantford understand that it might be difficult for families to pay for care for their loved ones. Below, we review some of the more common funding options for elderly home care, senior housing, and long-term care services. The level of care that we provide depends on the abilities and the amount of assistance that your loved one needs. We provide full-time 24-hour care, part-time care for a few hours a week and skilled nursing care.

How much does elderly home care cost?

Comfort Keepers services vary in cost depending on the unique care plan that is designed for your loved one. We will schedule an in home consultation where we have someone from our Comfort Keepers elderly home care company meet with you and your loved one to develop a care plan that meets your loved one’s needs and budget.

Do I pay for all elderly home care myself?

Our home care company can discuss with you and explain alternative ways to pay for care. Comfort Keepers of Cambridge & Brantford office can help you find the funding options that you are eligible for through personal or group insurance coverage. We can also help you contact a representative from your local government care program, to see if you are eligible for any of their assistance programs. In some cases, income tax may be available. For example, the cost of our care services may be offset by the Federal Disability Tax Credit, Medical Expense Credit, Caregiver Tax Credit and/ or Credit for Infirm Dependents. In general, for most taxpayers, the cost of our services is tax deductible if a medical doctor recommends the use of such a service.

Comfort Keepers of Cambridge & Brantford’s office can provide information on these programs, but you will need to contact Canada Revenue Agency or your financial advisor for specific tax advice. Taking advantage of all sources of funding for care is important as it can allow you loved ones to obtain the maximum amount of care they need.

Long Term Care Insurance

Another option for paying for long-term care is through long-term care insurance. To learn more, click here to go to our Long Term Care Insurance page.

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